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According to the latest statistics by the National Safety Council, one in eight licensed drivers is involved in an automobile accident each year. Whether or not you become one of those unfortunate drivers involved in a collision, the following information can help you lessen the headaches and expense of an accident. In case of an accident:

• Don't leave the scene.
• If vehicles are operable, move them to the shoulder, out of the way of oncoming traffic
• Call for medical assistance if there are any injuries.
• Provide basic first aid, but don't move an injured person unless you possess medical or lifesaving expertise
• In many areas, you have to call the police Get the officer's name, badge number, police station address, and phone number. Ask when the accident report will be filed, its case and report number, and how you can get a copy
• Take careful note of the date and time of the accident, the street and city, weather and road conditions, direction and speed you and other drivers were going, and how the accident occurred.

• Always carry your insurance card and vehicle registration
• Keep a list of emergency numbers in the glove compartment at all times
• Keep a medical card with you if you have allergies to any medicine or you have a condition that requires special attention

• Check your insurance policy or call your agent to see if you have rental car reimbursement coverage.
• For an average of $1 to $2 per month, rental car reimbursement will pay for the cost of renting a car after an accident while your vehicle's in the repair shop.
• If the accident is not your fault, the other party's insurance company may provide you with rental car reimbursement.

Preventing Home Burglary

• Invest in solid doors and good quality locks on doors and windows. This includes on all sliding glass doors as well. Make it not only difficult but also time consuming for a burglar to gain entry.
• Whenever you go outside, lock the door and take the key with you, even if you are just stepping next door or out mowing the back yard.
• Don't put valuables where they can be seen from the window, especially items that can be easily carried.
• Be sure your garage door can be secured. Do not leave it open when you are away; an empty garage broadcasts your absence.
• When you aren't home, use a timer set to turn interior lights on and off at varying intervals as though your home was still occupied.
• Don't keep large amounts of cash or really valuable jewelry around the house.
• If someone comes to your door asking to use the telephone, make the call yourself. Don't invite them in.
• Don't hide a spare key under the door mat or under a flower pot. Thieves know all the good hiding places.
• Plant thorny bushes under all windows. Trim back any trees or shrubs near doors and windows to eliminate hiding places for would-be theives.
• Invest in a good security system along with motion sensor lights installed out of reach
• Don't leave ladders outside. Keep any tools that could be used to break in your home safely locked away in a garage or shed.
• Get a barking dog or "beware of dog" signs. If you own a dog and go out of town, have someone come in and care for your dog in your home.
• Always double check doors at night and lock all windows.
• Engrave all valuables such as stereos, microwaves, videocameras, with your driver's license number. (Engraving tools are usually available through your local law enforcement agency.) Videotape the contents of your home. Keep the video and the list of all valuables in a safe place, such as a safety deposit box.

IT CAN BE AS EASY AS A- B- C:

A - AIRWAY

• Place victim flat on his/her back on a hard surface.
• Shake victim at the shoulders and shout "are you okay?"
• If no response, call emergency medical system -911 then,
• Head-tilt/chin-lift - open victims' airway by tilting their head back with one hand while lifting up their chin with your other hand.

B - BREATHING

• Position your cheek close to victims' nose and mouth, look toward victims' chest, and
• Look, listen, and feel for breathing (5-10 seconds)
• If not breathing, pinch victim's nose closed and give 2 full breaths into victim's mouth (use microshield).
• If breaths won't go in, reposition head and try again to give breaths. If still blocked, perform abdominal thrusts (Heimlich maneuver)

C - CIRCULATION

• Check for carotid pulse by feeling for 5-10 seconds at side of victims' neck.
• If there is a pulse but victim is not breathing, give Rescue breathing at rate of 1 breath every 5 seconds Or 12 breaths per minute
• If there is no pulse, begin chest compressions as follows:
• Place heel of one hand on lower part of victim's sternum. With your other hand directly on top of first hand, Depress sternum 1.5 to 2 inches.
• Perform 15 compressions to every 2 breaths. (rate: 80-100 per minute)
• check for return of pulse every minute.

EARTHQUAKES

Earthquakes strike suddenly, violently and without warning. Identifying potential hazards ahead of time and advance planning can reduce the dangers of serious injury or loss of life from an earthquake.

BEFORE Check for hazards in the home.

• Fasten shelves securely to walls.

   

• Place large or heavy objects on lower shelves.

   

• Store breakable items such as bottled foods, glass, and china in low, closed cabinets with latches.

   

• Hang heavy items such as pictures and mirrors away from beds, couches, and anywhere people sit.

   

• Brace overhead light fixtures.

   

• Repair defective electrical wiring and leaky gas connections. These are potential fire risks.

   

• Secure a water heater by strapping it to the wall studs and bolting it to the floor.

   

• Repair any deep cracks in ceilings or foundations. Get expert advice if there are signs of structural defects.

   

• Store weed killers, pesticides, and flammable products securely in closed cabinets with latches and on bottom shelves.

• Under sturdy furniture such as a heavy desk or table.

   

• Against an inside wall.

   

• Away from where glass could shatter around windows, mirrors, pictures, or where heavy bookcases or other heavy furniture could fall over.

   

Make sure all family members know how to respond after an earthquake.
Teach all family members how and when to turn off gas, electricity, and water.

Teach children how and when to call 9-1-1, police, or fire department and which radio station to tune to for emergency information.

Contact your local emergency management office or American Red Cross chapter for more information on earthquakes.

Have disaster supplies on hand.

• Flashlight and extra batteries
• Portable battery-operated radio and extra batteries
• First aid kit and manual
• Emergency food and water
• Nonelectric can opener
• Essential medicines
• Cash and credit cards
• Sturdy shoes

Ask an out-of-state relative or friend to serve as the "family contact." After a disaster, it's often easier to call long distance. Make sure everyone in the family knows the name, address, and phone number of the contact person.

DURING If indoors:

• Take cover under a piece of heavy furniture or against an inside wall and hold on.

   

• Stay inside.

   

• The most dangerous thing to do during the shaking of an earthquake is to try to leave the building because objects can fall on you.

   

• Move into the open, away from buildings, street lights, and utility wires.

   

• Once in the open, stay there until the shaking stops.

   

• Stop quickly and stay in the vehicle.

   

• Move to a clear area away from buildings, trees, overpasses, or utility wires.

   

• Once the shaking has stopped, proceed with caution. Avoid bridges or ramps that might have been damaged by the quake.

   

• The behavior of pets may change dramatically after an earthquake. Normally quiet and friendly cats and dogs may become aggressive or defensive. Watch animals closely. Leash dogs and place them in a fenced yard.

   

• Pets may not be allowed into shelters for health and space reasons. Prepare an emergency pen for pets in the home that includes a 3-day supply of dry food and a large container of water.

   

Help injured or trapped persons.
Give first aid where appropriate. Do not move seriously injured persons unless they are in immediate danger of further injury. Call for help.

Listen to a battery-operated radio or television for the latest emergency information.

Remember to help your neighbors who may require special assistance--infants, the elderly, and people with disabilities.

Stay out of damaged buildings. Return home only when authorities say it is safe.

• Use the telephone only for emergency calls.

   

• Clean up spilled medicines, bleaches or gasoline or other flammable liquids immediately. Leave the area if you smell gas or fumes from other chemicals.

   

• Open closet and cupboard doors cautiously.

   

• Inspect the entire length of chimneys carefully for damage. Unnoticed damage could lead to a fire.

   

Look for electrical system damage--If you see sparks or broken or frayed wires, or if you smell hot insulation, turn off the electricity at the main fuse box or circuit breaker. If you have to step in water to get to the fuse box or circuit breaker, call an electrician first for advice.

Check for sewage and water lines damage--If you suspect sewage lines are damaged, avoid using the toilets and call a plumber. If water pipes are damaged, contact the water company and avoid using water from the tap. You can obtain safe water by melting ice cubes.

Preparing for Tornadoes

When a tornado is coming, you have only a short amount of time to make life-or-death decisions. Advance planning and quick response are the keys to surviving a tornado.

BEFORE

Conduct tornado drills each tornado season.
Designate an area in the home as a shelter, and practice having everyone in the family go there in response to a tornado threat.

Discuss with family members the difference between a "tornado watch" and a "tornado warning."

Contact your local emergency management office or American Red Cross chapter for more information on tornadoes.

Have disaster supplies on hand.

• Flashlight and extra batteries
• Portable, battery-operated radio and extra batteries
• First aid kit and manual
• Emergency food and water
• Nonelectric can opener
• Essential medicines
• Cash and credit cards
• Sturdy shoes

Develop an emergency communication plan.

In case family members are separated from one another during a tornado (a real possibility during the day when adults are at work and children are at school), have a plan for getting back together.

Ask an out-of-state relative or friend to serve as the "family contact." After a disaster, it's often easier to call long distance. Make sure everyone in the family knows the name, address, and phone number of the contact person.

Tornado Watches and Warnings

A tornado watch is issued by the National Weather Service when tornadoes are possible in your area. Remain alert for approaching storms. This is time to remind family members where the safest places within your home are located, and listen to the radio or television for further developments.

A tornado warning is issued when a tornado has been sighted or indicated by weather radar.

Mobile Homes

Mobile homes are particularly vulnerable. A mobile home can overturn very easily even if precautions have been taken to tie down the unit. When a tornado warning is issued, take shelter in a building with a strong foundation.If shelter is not available, lie in ditch or low-lying area a safe distance away from the unit.

Tornado Danger Signs

Learn these tornado danger signs:

• An approaching cloud of debris can mark the location of a tornado even if a funnel is not visible.

   

• Before a tornado hits, the wind may die down and the air may become very still.

   

• Tornadoes generally occur near the trailing edge of a thunderstorm. It is not uncommon to see clear, sunlit skies behind a tornado.

If at home:

• Go at once to the basement, storm cellar, or the lowest level of the building.
• If there is no basement, go to an inner hallway or a smaller inner room without windows, such as a bathroom or closet.
• Get away from the windows.
• Go to the center of the room. Stay away from corners because they tend to attract debris.
• Get under a piece of sturdy furniture such as a workbench or heavy table or desk and hold on to it.
• Use arms to protect head and neck.
• If in a mobile home, get out and find shelter elsewhere.

If at work or school:

• Go to the basement or to an inside hallway at the lowest level.
• Avoid places with wide-span roofs such as auditoriums, cafeterias, large hallways, or shopping malls.
• Get under a piece of sturdy furniture such as a workbench or heavy table or desk and hold on to it.
• Use arms to protect head and neck.

If outdoors:

• If possible, get inside a building.
• If shelter is not available or there is no time to get indoors, lie in a ditch or low-lying area or crouch near a strong building. Be aware of the potential for flooding.
• Use arms to protect head and neck.

If in a car:

• Never try to outdrive a tornado in a car or truck. Tornadoes can change direction quickly and can lift up a car or truck and toss it through the air.
• Get out of the car immediately and take shelter in a nearby building.
• If there is no time to get indoors, get out of the car and lie in a ditch or low-lying area away from the vehicle. Be aware of the potential for flooding.

AFTER

Help injured or trapped persons

. Give first aid when appropriate. Don't try to move the seriously injured unless they are in immediate danger of further injury. Call for help.

• Turn on radio or television to get the latest emergency information.
• Stay out of damaged buildings. Return home only when authorities say it is safe.
• Use the telephone only for emergency calls.
• Clean up spilled medicines, bleaches, or gasoline or other flammable liquids immediately. Leave the buildings if you smell gas or chemical fumes.
• Take pictures of the damage--both to the house and its contents--for insurance purposes.

Remember to help your neighbors who may require special assistance--infants, the elderly, and people with disabilities.

INSPECTING UTILITIES IN A DAMAGED HOME

Check for gas leaks--If you smell gas or hear a blowing or hissing noise, open a window and quickly leave the building. Turn off the gas at the outside main valve if you can and call the gas company from a neighbor's home. If you turn off the gas for any reason, it must be turned back on by a professional.

Look for electrical system damage--If you see sparks or broken or frayed wires, or if you smell hot insulation, turn off the electricity at the main fuse box or circuit breaker. If you have to step in water to get to the fuse box or circuit breaker, call an electrician first for advice.

Check for sewage and water lines damage--If you suspect sewage lines are damaged, avoid using toilets and call a plumber. If water pipes are damaged, contact the water company and avoid using water from the tap. You can obtain safe water by melting ice cubes.

Fujita - Pearson Tornado Scale

F-0: 40-72 mph, chimney damage, tree branches broken
F-1: 73-112 mph, mobile homes pushed off foundation or overturned
F-2: 113-157 mph, considerable damage, mobile homes demolished, trees uprooted
F-3: 158-205 mph, roofs and walls torn down, trains overturned, cars thrown
F-4: 207-260 mph, well-constructed walls leveled
F-5: 261-318 mph, homes lifted off foundation and carried considerable distances, autos thrown as far as 100 meters

Preparing for Winter Driving

BEFORE

Have a mechanic check the following items on your car.

• Battery
• Antifreeze
• Wipers and windshield washer fluid
• Ignition system
• Thermostat
• Lights
• Flashing hazard lights
• Exhaust system
• Heater
• Brakes
• Defroster
• Oil level (if necessary, replace existing oil with a winter grade oil or the SAE 10w/30 weight variety)

Install good winter tires.
Make sure the tires have adequate tread. All-weather radials are usually adequate for most winter conditions. However, some jurisdictions require that to drive on their roads, vehicles must be equipped with chains or snow tires with studs.

Keep a windshield scraper and small broom for ice and snow removal.

Maintain at least a half tank of gas during the winter season.

Plan long trips carefully.
Listen to the radio or call the state highway patrol for the latest road conditions. Always travel during daylight and, if possible, take at least one other person.

If you must go out during a winter storm, use public transportation.

Dress warmly.
Wear layers of loose-fitting, layered, lightweight clothing.

Carry food and water.
Store a supply of high energy "munchies" and several bottles of water.

Contact your local emergency management office or American Red Cross chapter for more information on winter driving.

Winter Car Kit
Keep these items in your car:

• Flashlights with extra batteries
• First aid kit with pocket knife
• Necessary medications
• Several blankets
• Sleeping bags
• Extra newspapers for insulation
• Plastic bags (for sanitation)
• Matches
• Extra set of mittens, socks, and a wool cap
• Rain gear and extra clothes
• Small sack of sand for generating traction under wheels
• Small shovel
• Small tools (pliers, wrench, screwdriver)
• Booster cables
• Set of tire chains or traction mats
• Cards, games, and puzzles
• Brightly colored cloth to use as a flag
• Canned fruit and nuts
• Nonelectric can opener
• Bottled water

DURING

IF TRAPPED IN CAR DURING A BLIZZARD

Stay in the car.
Do not leave the car to search for assistance unless help is visible within 100 yards. You may become disoriented and lost is blowing and drifting snow.

Display a trouble sign.
Hang a brightly colored cloth on the radio antenna and raise the hood.

Occasionally run engine to keep warm.
Turn on the car's engine for about 10 minutes each hour. Run the heater when the car is running. Also, turn on the car's dome light when the car is running.

Beware of carbon monoxide poisoning. Keep the exhaust pipe clear of snow, and open a downwind window slightly for ventilation.

Watch for signs of frostbite and hypothermia.

Do minor exercises to keep up circulation.

Clap hands and move arms and legs occasionally. Try not to stay in one position for too long. If more than one person is in the car, take turns sleeping.

For warmth, huddle together.

Use newspapers, maps, and even the removable car mats for added insulation.

Avoid overexertion.
Cold weather puts an added strain on the heart. Unaccustomed exercise such as shoveling snow or pushing a car can bring on a heart attack or make other medical conditions worse. Be aware of symptoms of dehydration.

Wind Chill
"Wind chill" is a calculation of how cold it feels outside when the effects of temperature and wind speed are combined. A strong wind combined with a temperature of just below freezing can have the same effect as a still air temperature about 35 degrees colder.

Winter Storm Watches and Warnings
A winter storm watch indicates that severe winter weather may affect your area. A winter storm warning indicates that severe winter weather conditions are definitely on the way.

A blizzard warning means that large amounts of falling or blowing snow and sustained winds of at least 35 miles per hour are expected for several hours.

Frostbite and Hypothermia
Frostbite is a severe reaction to cold exposure that can permanently damage its victims. A loss of feeling and a white or pale appearance in fingers, toes, or nose and ear lobes are symptoms of frostbite.

Hypothermia is a condition brought on when the body temperature drops to less than 90 degrees Fahrenheit. Symptoms of hypothermia include uncontrollable shivering, slow speech, memory lapses, frequent stumbling, drowsiness, and exhaustion.

If frostbite or hypothermia is suspected, begin warming the person slowly and seek immediate medical assistance. Warm the person's trunk first. Use your own body heat to help. Arms and legs should be warmed last because stimulation of the limbs can drive cold blood toward the heart and lead to heart failure.

Put person in dry clothing and wrap their entire body in a blanket.

Never give a frostbite or hypothermia victim something with caffeine in it (like coffee or tea) or alcohol. Caffeine, a stimulant, can cause the heart to beat faster and hasten the effects the cold has on the body. Alcohol, a depressant, can slow the heart and also hasten the ill effects of cold body temperatures.